Twenty years of doing this the way we’d want it done to us.
We started Loans For Less because we’d been there ourselves. Today we’re still a smaller, local shop with two locations on the Wasatch Front — and we like it that way.
Why we’re different.
We know how it feels to need a little help. We founded Loans For Less because we’ve been in a situation where cash was desperately needed but traditional methods weren’t an option. We also know what it’s like to deal with title loan companies — usually not the friendliest people, usually high fees, simply put: not a pleasant experience.
At Loans For Less, we’re different. We’ve been told by our customers that we’re the friendliest title loan company they’ve worked with. We’re much more interested in seeing you be successful with a loan than simply making a profit.
Our model is not based on expecting people to default and being able to charge more fees or repossess a car. We much prefer to make it as easy as possible for you to make your payments in full and on time. That way we can spend our time processing more loans instead of working extra hours trying to collect on the ones we already have.
The four commitments behind every loan.
Paraphrased from our long-standing customer promise.
Lowest possible rate, always.
Our goal is to offer title loans for the lowest possible rates. It’s the brand promise we’ve carried since day one — and the one we’re happy to put in writing against any competitor.
Respect, every customer.
We treat every customer with respect. You may need a loan today; that doesn’t change how we treat you.
Twenty years of building a reputation.
We’ve been loaning money to Utah residents for more than 20 years. Our reputation is the reason we’re still here, and it’s what we protect first.
Up-front, fair, and honest.
You get the terms in writing before you sign anything. Truth-in-Lending Act disclosures. No hidden fees, no fine-print traps, no surprises later.
Two locations, all of the Wasatch Front.
With locations in Salt Lake City and Ogden, we serve all of Salt Lake County, Davis County, and Weber County — and for folks in Utah County, we’re probably worth the drive.
From the SLC location: Draper, Bluffdale, Herriman, Sandy, South Jordan, West Jordan, West Valley, Cottonwood Heights, Holladay, Sugar House, North Salt Lake, Bountiful, Woods Cross.
From the Ogden location: Pleasant View, North Ogden, West Haven, West Point, Hooper, Clearfield, Layton, Kaysville, Farmington, Centerville, Brigham City, Tremonton, Logan.
Stop by and meet us.
You don’t have to apply right away. Come in, get information, see if we’re the right fit.